Insurance Carriers and Options
CNM shares in the cost of medical, dental and vision plans with employees. Employees pay either 20%, 25% or 35% of total monthly premiums, based on their CNM annual salary.
CNM offers both pre-tax and post-tax options for premiums.
CNM offers its employees the following types of insurance, each type's insurance carrier options, and the options offered by each respective carrier:
Medical
- Blue Cross Blue Shield of New Mexico
- High Option: lower calendar-year deductible with higher monthly premiums
- Low Option: higher calendar-year deductible with lower monthly premiums
- Presbyterian Healthcare
- High Option: lower calendar-year deductible with higher monthly premiums
- Low Option: higher calendar-year deductible with lower monthly premiums
Both carriers offer a nationwide PPO plan including exclusive extras and perks to help
manage overall health.
Prescription
- Envolve Pharmacy Solutions
- Prescription coverage is automatically included with all medical plans at no additional charge
Dental
- Delta Dental
- Basic – Covers preventative services such as exams, evaluations, cleanings, fillings, and extractions
- Comprehensive – Covers major services such as crowns, dentures, implants, braces and more
Both options are under a nationwide PPO network where benefit levels are enhanced when a Delta Dental PPO Provider is selected.
Vision
- Davis Vision
- plan covers 1 eye exam + lenses or contacts every 12 months and frames every 24 months
This plan is a co-pay structure for typical services and materials, with discounts for non-covered materials and amounts that exceed the plan limits.